Credit Controller
Carwow
Credit Controller
OUR MISSION
To become the car-changing destination of choice. By combining technology, media and deep automotive expertise, we've turned how people buy, sell, advertise and lease cars on its head.
What started as a simple reviews site is now one of the largest online car-changing destinations in Europe. Last year alone we grew over 50% with nearly £3bn worth of cars bought on site, while £1.8bn of cars were listed for sale through our Sell My Car service.
In 2024 we went big and acquired Autovia - creators of AutoExpress and Evo magazines - doubling our audience overnight. Together we now have one of the biggest YouTube channels in the world with almost 10m subscribers and over 1.1 billion annual views, while we sell 1.2 million print copies of our magazines and have an annual web content reach over 350million.
And we’re a long way from done!
FINANCE @ CARWOW
The finance team at Carwow goes far beyond traditional reporting; we are the operational engine that drives commercial scalability across the business. The credit control function you will lead is a talented, multi-regional group managing everything from intricate billing structures to automated dunning cycles. To take this team to the next level, we are not looking for a traditional debt-collection supervisor. We are searching for an operational powerhouse. We value high-level operational management, workflow optimisation, and process-design experience far more than a strict, traditional credit control background. Your success in this role will depend on your ability to untangle complex workflows, drive automation and AI initiatives, master systems like NetSuite and Salesforce, and seamlessly connect our financial operations with the wider commercial business. You will be taking the helm of a team that is eager for structural guidance and clear career progression, making this the perfect opportunity for a leader who excels at building scalable systems and developing people just as much as they excel at protecting the ledger.
YOUR MISSION
This is an individual-contributor Credit Controller role. You'll take direct, hands-on ownership of a live ledger within one of our core business units, working credit control the way it actually happens inside a fast-moving scale-up: fast cash allocation, sharp dunning cycles, and a bias for fixing the process, not just chasing the invoice. You'll sit within a talented, multi-regional Credit Control team spanning the UK and Portugal, working closely with your Credit Control Lead and peers across our multiple business units. This is a genuinely fast-paced environment: priorities shift, ledgers grow, and the tools we use are evolving constantly as we push automation and AI deeper into the function. If you're looking for a slower, process-heavy corporate credit control role with fixed procedures and limited variety, this isn't it. If you want real ownership of a ledger from day one, plenty of variety, and the chance to shape how a growing team works, we want to hear from you.
KEY RESPONSIBILITIES
Own the end-to-end credit control cycle for your assigned ledger, from dunning through to cash allocation and query resolution.
Proactively chase outstanding debt and manage the collections cadence to hit DSO and cash collection targets.
Investigate and resolve customer disputes and billing queries quickly, working directly with commercial stakeholders where needed.
Keep NetSuite and Salesforce records accurate and up to date, and flag data or process issues before they become bigger problems.
Support the rollout of automation and AI tools within credit control, adopting new ways of working as the team's processes evolve.
Work closely with your Credit Control Lead and wider Portugal-based team to share knowledge, cover ledgers during absence, and keep cross-territory ways of working consistent.
Contribute to a fast-changing environment by flagging inefficiencies and suggesting practical fixes, rather than waiting to be told what to improve.
KEY REQUIREMENTS
Some experience in credit control, accounts receivable, or a similar collections-focused finance role.
Comfortable working in a fast-paced, constantly changing environment — priorities and processes here shift as we scale, and you'll need to be genuinely energised by that, not just tolerant of it.
A proactive, ownership-driven mindset: you chase things down rather than waiting for them to be chased for you.
Confident communicator, comfortable investigating and resolving disputes directly with customers and internal stakeholders.
Strong attention to detail and comfortable managing a high volume of accounts and cases at once.
Genuinely excited by process improvement and automation — this is not a role for someone who wants to run a fixed, unchanging process.
Start-up or scale-up experience is a strong plus; if your background is entirely in large, slow-moving corporate environments, this role is unlikely to be the right fit.
BONUS POINTS
Previous experience working with UK based clients.
Practical, hands-on experience with systems such as NetSuite, Salesforce, Excel or Google Sheets (or a fast willingness to learn them).
Exposure to automation or AI tools used to streamline credit control or finance operations, even in a small or informal way.
Experience working within a business that operates across multiple countries or currencies.
Experience working alongside a small, remote or hybrid finance team and comfortable collaborating cross-border day to day.
WHAT’S IN IT FOR YOU
Hybrid working
Competitive salary to fund that dream holiday to Bali
Share options - when we thrive, so do you!
Private Healthcare, for peace of mind
Meal allowance
Monthly coaching sessions with Spill - our mental wellbeing partner
Enhanced holiday package, plus Bank Holidays
28 days annual leave
1 day for your wedding
1 day off when you move house - because moving is hard enough without work!
For your third year anniversary, get 30 days of annual leave per year
For your tenth year anniversary, get 35 days of annual leave per year
Option to buy 3 extra days of holiday per year
Work from abroad for a month
Inclusive parental, partner and shared parental leave, fertility treatment and pregnancy loss policies
The latest tech (Macbook or Surface) to power your gif-sending talents
Up to £500/€550 home office allowance for that massage chair you’ve been talking about
Generous learning and development budget to help you master your craft
Regular social events: tech lunches, coffee with the exec sessions, lunch 8 learns, book clubs, social events/anything else you pester us for
Refer a friend, get paid. Repeat for infinite money
Diversity and inclusion is an integral part of our culture. We know that diverse teams are strong teams, so we welcome those with alternative identities, backgrounds, and experiences to apply for this position. We make recruiting decisions based on experience, skills and potential, so all our applicants are treated fairly and equally.
€1,149 por mês
...Junta-te a nós como Estagiário de Controlo de Crédito e inicia a tua carreira junto de uma equipa incrível que valoriza a proximidade, o espírito de equipa, a excelência técnica e desenvolvimento de soluções inovadoras! Como Estagiário de Controlo de Crédito terás...- ...relevante em call center ou recuperação de crédito (Preferencial); ~ Experiência na área... ...(Preferencial); ~ Pragmatismo e controlo emocional; ~ Boa capacidade de argumentação... ...para uma empresa que ajuda os clientes dos nossos clientes a retomar o controle....
- ...Description Contribute to the performance of the Natixis Credit Risk Department as a Credit Risk Analyst – Data & Compliance... ...and Porto) whose objectives are: Data Governance & Quality: Control and optimize the credit risk data lifecycle (governance, controls...
- ...comercialização de adesivos tecnológicos. Neste momento encontramo-nos a recrutar Gestor de Crédito (M/F) para Susão, Valongo: Responsabilidades Com reporte ao Responsável de Controlo de Crédito será responsável por: - Gerir o seguro de crédito - Analisar as...
- ...banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem. Job Description The Credit Risk Analyst position will be part of the Head Office Financing Credit Analyst Risk team, which covers all major sectors for Europe...
€1,000 por mês
A Gi Group está a recrutar Agentes de Recuperação de Crédito para reforçar o serviço de Recuperação de Crédito de uma empresa cliente no Porto. O cliente é a filial portuguesa de uma multinacional francesa, líder na área do crédito a particulares e crédito ao consumo na...- ...Purpose & Overall Relevance for the Organization The Credit and Collections team is responsible for performing daily activities... ...external stakeholders. ~ Establish and maintain strong financial controls over the work performed. ~ Ensure desktop procedures are...
- A Natixis in Portugal está a recrutar um/a Credit Risk Analyst - Financial Institutions para integrar a equipa de Financial Institutions Credit Risk, no Porto. A Natixis in Portugal é um centro de competências do Groupe BPCE, com missão de transformar a banca tradicional...
- A Toyota Financial Services Portugal está a recrutar um/a Analista de Crédito para integrar a equipa de Assessment da Direção de Operações, em Vila Nova de Gaia, em regime full-time. A Toyota Financial Services é a solução financeira oficial da marca Toyota, dedicada...
- ...Adecco Recruitment is hiring an Credit Risk Modeller f or an international client based in Maia. Responsibilities Develop and maintain credit risk assessment models across the entire process (Acceptance, behavior, collection) Develop models used for calculating provisions...
- A Norgarante pretende reforçar a Direção de Risco de Crédito para a sua equipa com a contratação de um Técnico de Risco de Crédito. Missão Analisar económica e financeiramente as empresas proponentes das garantias, antecipando potenciais situações de incumprimento...
- ...global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem. Job Description The Counterparty Credit Risk Analyst will be part of the Financial Institutions Credit Risk team, which covers banks, insurance companies, broker/ dealers...
- ...Description Contribute to the performance of the Natixis Credit Risk Department as a Cross-Functional Risk Analyst - Data &... ...Master and optimize the lifecycle of credit risk data (governance, controls, remediations). Regulatory and Internal Compliance: Ensure...
- ...atualmente em processo de recrutamento para a posição de Compliance Controller , em colaboração com um cliente de renome situado no Porto... ...e mitigar riscos de compliance Executar os planos de controlo de compliance obrigatórios Monitorizar os resultados dos controlos...
- ...Job Description Contribute to the performance of Natixis' Credit Risk Management Department as a cross-functional Risk Analyst... ...master and optimize the credit risk data lifecycle (governance, controls, remediations). Regulatory and internal compliance: ensure...
- A AMCO Intermediários de Crédito continua a crescer e pretende reforçar a sua equipa com um/a Comercial Externo/a de Crédito Habitação, com experiência comprovada no setor e forte orientação comercial. Esta oportunidade destina-se a um/a profissional dinâmico/a, proativo...
- ...global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem. Job Description You join our Credit Markets and Funds team , which is looking for a Credit Risk Assistant Analyst. The team conducts Risk analyses on regulated...
- ...Your New Role As part of the Accounts Receivable team, you will be responsible for managing the full credit and collections process for French-speaking markets. This includes monitoring customer accounts, ensuring timely payments, reconciling balances, and resolving discrepancies...
- ...de anexos financeiros e validação de informação reportada Análise crítica dos packages de consolidação financeira Revisão e controlo de ativos financeiros (nomeadamente ao nível de fair value – IFRS 13) Apoio na identificação e resolução de inconsistências de dados...
$30 por dia
...; annual filing of audited accounts & cash collection. Role Summary We are looking for a dynamic, experienced, French Senior Credit & Collection specialist/Account Handler, to ensure the timely collection of all customer debt, for their given client alignment. The...- ...~ Inglês intermédio (obrigatório); ~ Certificado de Seguros (APS) válido (obrigatório); ~ Certificado de Comercialização de Crédito Hipotecário e/ou Intermediação de Crédito (IFB) válido (preferencial ). Benefícios: Salário competitivo e pacote de benefícios...
- ...North America and Europe, we bring decades of experience in software, hardware, and consulting to support our clients in connecting, controlling, and commercializing energy assets. From IPPs to traders and TSOs, our clients trust us to navigate complex energy...
- ...A Adecco Permanent Recruitment encontra-se a recrutar um Analista Sénior de Crédito para um conceituado cliente sediado em Vila Nova de Gaia. Responsabilidades Validar e assegurar o rigor de todos os documentos associados às propostas de crédito, identificando riscos e...
- ...Adecco Recruitment is hiring an Financial Internal Control Manager for an international client that also operates a business area related to insurance services and solutions. The role will strengthen the finance function, ensuring the robustness of internal controls and...
- ...optimisation. Our client is a multinational company investing in its growth in Portugal. We are looking for an experienced Accounting Controller Description Participate in quarterly IFRS closing processes, with a primary focus on the French perimeter; Perform second-level...
- ...simultâneo, partilhar das experiências de todo o grupo. Como Controller, as tuas responsabilidades serão: Elaboração do Reporting... ...forecasts mensais e anuais; Elaboração de orçamentação anual; Controlo de margens e recorrente análise de custos; Suporte à...
- ...consolidada e em forte crescimento, pretende integrar um Financial Controller Júnior (m/f/d) na zona do Porto. A sua nova função... ...Gestão, Economia ou similar Experiência de 2 anos em funções de controlo financeiro ou auditoria Conhecimentos avançados de Excel...
- ...Adecco Permanent Recruitment is recruiting a Finance Controls & Process Analyst on behalf of a prestigious client located in Porto. Responsabilities Analyse, document and map existing business and finance processes using process mapping and workflow mapping methodologies...
- ...We Are Hiring Credit Management Analyst (European Markets) Are you a Finance professional looking for your next challenge? Join our client´s international team and take charge of credit risk management across Europe! Your Mission Ensure the effective assessment and monitoring...
- ...execution, and operational optimization. The Finance & Operations Controller is a hands-on role sitting at the intersection of finance and... ...activities Support estimations preparation and cost control analysis Track project and customer profitability Assist with...
Deseja receber mais vagas?
Assine e receba vagas semelhantes a Credit Controller. Seja o primeiro a se candidatar!

