Solutions Architect - Mortgages Domain Expert

We're looking for a Solutions Architect – Mortgages Domain to join our team in Portugal in a remote working mode. This is a senior role focused on designing end-to-end solutions for mortgage-related projects within a major UK bank. The position requires strong problem-solving capabilities, the ability to produce detailed Solution Design Documents (SDDs) and an understanding of functional and non-functional requirements, risk management and migration from legacy technologies. You will collaborate with a wide architecture community, ensuring reusable patterns and compliance with enterprise architecture standards.

Own end-to-end solution architecture for mortgage-focused initiatives, delivering clear and practical designs aligned with governance standards Create Solution Design Documents (SDDs) and diagrams covering functional and technical architecture views Document As-Is, Transition and Target Architectures and align solutions with strategic roadmaps Collaborate with other architects and teams to coordinate inputs from multiple architecture disciplines Apply decision-driven design principles to define integration points and system interactions Contribute to decommissioning and migration strategies for legacy systems while reducing technology obsolescence Communicate architecture decisions effectively to both technical and non-technical stakeholders Provide architectural assurance to ensure compliance, feasibility and alignment with IT standards 3–5 years of experience as a Solutions Architect within large financial institutions (retail or corporate banking preferred) Proven track record in IT systems design, functional architecture and integration patterns Ability to develop practical architectures aligned with defined IT standards and governance frameworks Strong written and verbal communication skills in English, with ability to explain complex technical concepts clearly Experience influencing and guiding diverse stakeholders and managing architecture decisions diplomatically Familiarity with managing risks and issues in a regulated financial services environment Direct experience designing solutions in the mortgages domain or related financial products Awareness of architecture frameworks such as TOGAF, ArchiMate or C4 models Skills in handling ambiguities and demonstrating resilience in fast-paced, high-compliance environments Experience defining strategies for integration, migration and decommissioning legacy systems Strong organizational and prioritization skills across multiple workstreams